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starcard is just like a credit card. there is no term length, just your mininum payments and you carry the balance until it is payed off. of course, it will take you forever to pay if off that way. i would not buy an ATV on the starcard, the interest will be really high.
if your going to finance, go with installment payments, that way you get a better interest rate and a set amount of terms. i think the longest they ever finance to is 60 months, and right now the best interest rate they offer is 6.99%
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