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Chaining up is always a good idea but chains wont protect it from rolling doun the hill. Friend of mine just bought a little 250 artic cat for his kid and the kid let a friend ride it. The friend wrecked it coming over a rise to fast and rolled it off the side of the road. Kid got banged up a little but nothing bad thank goodness. Bent the bars and front rack and broke one of the head light mounts. $1700 worth of damage for a 1 month old $3200 machine. $8 a month and a $250 deductable and it is back to new. I keep full coverage on both of mine. Just wish i could blame my toasted injectors and ECU on an accident.
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