Lenders look at your debt to income ratio, your credit, and what the intent of the loan is for. For example, a loan on a car or a house is relatively good for lenders, because if you fail to pay they get the item. But if it's a personal loan for decorating, or a vacation, or something like that - then the loan is harder to get and typically the interest is higher to boot.
In addition the type of credit effects how it effects your credit. A revolving line (Credit cards, HELOCs that are open, etc.) is dependent on how much of the line of credit your using. It's best to keep credit cards below 25% of the available balance. I think that is what The Sheffield line of credit is showing as. While a Mortgage or car payment is a stationary line of credit, meaning the loan doesn't go up after you've paid on it. It's steadily going down.
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2007 Hawkeye 300
17HP of gutless glory
25" STI Black Diamond ATRs
Pure Polaris Deluxe front Brush guard
Pure Polaris hand guards
4" LED on the pod
8" LED light bar on the front bumper.
Tamarack Titan Luxury Lounger
Cabela's Chainsaw mount
Badlands 2500 lbs. winch w/remote and Kong winch saver.
Full Aluminum Skid plate and A-arm guards(custom built)
Pure Polaris Front rack extension
Quadworks Stage 1 power kit
- K&N Highflow reusable filter
- Quadworks highflow prefilter
- Dynojet kit
2" rear spring spacers
Custom built road drag grader
Rear bumper/brush guard