state farm atv insurance

jshields · #1 (**permalink**) 08-12-2010, 06:05 PM

Hey guys not sure where to really place this thread. I was looking at getting insurance for my 2010 Sportsman 500 HO and wanted to see if you guys had any good places to get it.

XP Hunter · #2 (**permalink**) 08-12-2010, 06:12 PM

I just added a policy to my State Farm portfolio....about 250 deer per year, full coverage with 500/250/500k limits. Pretty cheap considering.

jshields · #3 (**permalink**) 08-12-2010, 07:26 PM

I was looking through a couple websites for places to purchase ATV insurance. I have found a couple and ran a quote by progressive, which i have my auto policy through. Progressive wanted $308-$338 for a "full coverage" policy with $250 deductables. I found this other place online and they were nearly half of what progressive wanted at $170 a year. Here is there website. I will probably be calling them to setup a policy soon.

Classic Auto Insurance Agency | Classic Car Insurance | Antique Car Insurance

skiingmaniac00 · #4 (**permalink**) 08-12-2010, 08:01 PM

I added mine to my SF insurance...full coverage, pay about $160 a year.

yotaguy3 · #5 (**permalink**) 08-13-2010, 04:53 PM

I have 4 quads fully insured by state farm and its about $200 with a $500 deduc. a year for all 4.

archer · #6 (**permalink**) 08-14-2010, 02:32 AM

I got quotes for 2010 sportsman xp850, from progressive on line and Foremost thru Farmers where I have other vehicles and home. Quote was full coverage with 250 collision dedutables. Progressive 221 year and Foremost 211 year including a 34 dollar multi vehicle discount. Quotes will vary person to person depending on driving record and now credit history that many companys base rates on.

yotaguy3 · #7 (**permalink**) 08-14-2010, 08:13 AM

your correct! I really don't agree with the whole credit score for insurance thing. I mean you have to have insurance to drive so 99% of the time the people are going to pay so why do they need this. Heck my mom worked for State Farm for almost 30 years and I still do not understand.

Miker · #8 (**permalink**) 08-15-2010, 06:51 AM

I have been with State Farm on my vehicles for years. Excellent local agent service. I carry liability insurance to protect myself, I don't insure the ATV as its not worth it IMO to insure something that has little value. I think I pay about $169 a year for the highest liability I can get.

I happen to know someone who is being sued for damages and he has no insurance coverage on his ATV. Unfortunate events that led to someone getting hurt.

weedy · #9 (**permalink**) 08-20-2010, 04:35 PM

Markel is a great insurance company. Totaled an 01 Spportsman and they paid quickly and enough $$$ for a new machine that was 10 months old.

bfbill650i · #10 (**permalink**) 08-21-2010, 06:02 AM

Quote:

Originally Posted by archer

Quotes will vary person to person depending on driving record and now credit history that many companys base rates on.

Also where you live makes a huge diff , ex. , a friend of mine has the same wheeler same insurance company etc. (no claims......bla bla bla) he lives in the boonies I live in a city , Montreal , and he pays waaay less than me. It all depends on the risk factor for the insurance company.