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post #1 of 26 (permalink) Old 10-09-2010, 02:03 PM Thread Starter
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Extended Warranty Yay or Nay

Hi

My 6 month warranty on my 2010 550 XP is coming due and I was wondering if I should go for the extended warranty. The prices were $300 for 6 extra months and 600 for 18 extra months. The 6 months is out because I is going to be winter soon and with the amount of snow we usually get it the snow will be too deep in December, January, and February. So that is half the 6 months would be spent sitting in the shed. So this leaves the only real option as the 18 extra month's

The only problems I have had with the bike was 3 ball joints and a bunch of A-ARM bushings, which I just got fixed under warranty this week, which is what put me in mind of the warranty.

After talking to the dealer about buying the warranty they weren't big fans of the warranty because it won't cover anything that can be considered wearable. And they flat out told me the work they just did would not have been covered by the extended warranty.

I do drive the bike a lot I put 1600 kilometers on it in the first 5 months of ownership. so I am still tempted to buy it in case something serious fails but at the same time I am faced with knowing the problems that I had an likely will have again wont be covered and I will have fix them out of pocket.

I am leaning towards not buying it and I just wanted to get some opinions on the matter.

Thanks
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post #2 of 26 (permalink) Old 10-09-2010, 02:26 PM
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I agree with your thinking on this one. Probably, if I were in your shoes, I would not purchase the extended warranty.
I bought my new 550 in March and added a 6 month extended warranty because I knew I would be headed into winter and that's when I use my machine the most - for ice-fishing. I most likely will not extend the warranty again.

Generally, I feel extended warranties are not worthwhile. It's more an individual thing and how you "feel" about it. It's like insurance, if it gives you "peace of mind" go for it. I don't think I have ever collected on an extended warranty in my life.

2015 Sportsman 850 in Sage Green
3500 lb. Polaris HD Winch
QSC Clutch Kit (from Ryan @ RVS Performance)
Odyssey PC925L-P Power Sports Battery
VIPair Windshield
HD ATV Gear Billet Pinion Cover
EPI HD Springs, Front & Rear
Cecco Frame Braces
27X9 and 27X11-14 STI Rocktane XD Rubber
Guru Bumpers, Front & Rear
Lock 'n Ride Front & Rear Boxes
Rhino Monster, Rear Box
Camoplast Tatou 4s Track System
Heated Grips and Throttle Control
Lowrance BAJA 540 GPS
SuperATV EZSteer 380
Various Mods for Ice-Fishing
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post #3 of 26 (permalink) Old 10-09-2010, 08:00 PM
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I'd want to see the warranty in writing first.
Look over what it "Does" & "Does Not" cover.

Check out what big ticket items it does cover, then go from
there if you feel a "just in case" would deem it.

I'm thinking why a dealer would not want to push it.
Maybe b/c the labor rate they get from Polaris doesn't match theirs,
I don't know. Is this is in regards to a Polaris extended warranty?

Take care,
Scott Deeter

1998 Scrambler 400 4x4 2 stroke (SOLD)
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post #4 of 26 (permalink) Old 10-09-2010, 09:31 PM
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I personally pay $1,200 for 5 years bumper to bumper polaris extended warranty without milages limit. Cause i have 300 miles already in 1 month.

In one year i can put easy 2,400 milages.

Polaris Sportsman 850 XP Camo 2010 - The Best
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post #5 of 26 (permalink) Old 10-10-2010, 03:27 AM Thread Starter
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Quote:
Originally Posted by scottdeet View Post
I'd want to see the warranty in writing first.
Look over what it "Does" & "Does Not" cover.

Check out what big ticket items it does cover, then go from
there if you feel a "just in case" would deem it.

I'm thinking why a dealer would not want to push it.
Maybe b/c the labor rate they get from Polaris doesn't match theirs,
I don't know. Is this is in regards to a Polaris extended warranty?

I regards to this being a Polaris warranty, the way the dealer explained it to me was the warranty is not done by Polaris it is done by a company that Polaris deals with. So I don't know if that makes it a Polaris extended warranty or not?

In any case after sleeping on it I don't think I am going to go for it I have a couple more weeks if I change my mind but I don't think I could put up with paying for any repairs after spending 600 bucks on an extended warranty, And the dealer made it sound like there is alot of grey area in the warranty, like if a part wears out it wouldn't be covered, if a part breaks it is covered, but if you abuse the bike and a part breaks it is not covered. It seems like it is a big money maker for the company that does the warranty.

Thanks for your input though
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post #6 of 26 (permalink) Old 10-10-2010, 03:31 AM
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Quote:
Originally Posted by michaeltucker01 View Post
It seems like it is a big money maker for the company that does the warranty.

Thanks for your input though
That's what insurance and warranties are all about. Other than possible "peace of mind" for the consumer.

2015 Sportsman 850 in Sage Green
3500 lb. Polaris HD Winch
QSC Clutch Kit (from Ryan @ RVS Performance)
Odyssey PC925L-P Power Sports Battery
VIPair Windshield
HD ATV Gear Billet Pinion Cover
EPI HD Springs, Front & Rear
Cecco Frame Braces
27X9 and 27X11-14 STI Rocktane XD Rubber
Guru Bumpers, Front & Rear
Lock 'n Ride Front & Rear Boxes
Rhino Monster, Rear Box
Camoplast Tatou 4s Track System
Heated Grips and Throttle Control
Lowrance BAJA 540 GPS
SuperATV EZSteer 380
Various Mods for Ice-Fishing
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post #7 of 26 (permalink) Old 10-10-2010, 06:01 AM
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If you plan on owning the quad for a long time I say go for it. Remember the market up is BIG on these! Over 1/2 the price is dealer market up. (FYI on cars the market is more than that). I would call around to see who will give you the best deal. Tell them you are shopping for the best price. For them to make $100 bucks for a phone call, take a vin and credit card is a no brainier. Best of luck!!!


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post #8 of 26 (permalink) Old 10-10-2010, 09:47 AM
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Quote:
Originally Posted by scottdeet View Post
I'm thinking why a dealer would not want to push it.
Maybe b/c the labor rate they get from Polaris doesn't match theirs
This is exactly it. If the mechanic is polaris certified (yearly test/and or weekend conference for mechanics) the polaris will pay the shops normal hourly rate, but for only a set time. But they never give the mechanics enough time. So polaris might pay 2 hours for a warranty job, but it took the mechanic 3.5 hours to do it....so guess who loses money? The little guy...

Or, if the mechanic is not certified, polaris tells you how much they are going to pay an hour to you, and how many hours per job...guess who loses money on this one too? Shop and mechanic both.
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post #9 of 26 (permalink) Old 10-10-2010, 06:36 PM
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Quote:
Originally Posted by blueline15 View Post
Quote:
Originally Posted by scottdeet View Post
I'm thinking why a dealer would not want to push it.
Maybe b/c the labor rate they get from Polaris doesn't match theirs
This is exactly it. If the mechanic is polaris certified (yearly test/and or weekend conference for mechanics) the polaris will pay the shops normal hourly rate, but for only a set time. But they never give the mechanics enough time. So polaris might pay 2 hours for a warranty job, but it took the mechanic 3.5 hours to do it....so guess who loses money? The little guy...

Or, if the mechanic is not certified, polaris tells you how much they are going to pay an hour to you, and how many hours per job...guess who loses money on this one too? Shop and mechanic both.
blueline15,

After I made this post, I did find a post where you stated how warranty
labor pay works for the dealer/shop. Honestly I wasn't trying to take any credit for this.

Take care,
Scott Deeter

1998 Scrambler 400 4x4 2 stroke (SOLD)
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post #10 of 26 (permalink) Old 10-10-2010, 07:36 PM
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For the sake of conversation....

Quote:
Originally Posted by michaeltucker01 View Post
My 6 month warranty on my 2010 550 XP is coming due and I was wondering if I should go for the extended warranty. The prices were $300 for 6 extra months and 600 for 18 extra months. The 6 months is out because I is going to be winter soon and with the amount of snow we usually get it the snow will be too deep in December, January, and February. So that is half the 6 months would be spent sitting in the shed. So this leaves the only real option as the 18 extra month's
Quote:
Originally Posted by ZEUS View Post
I personally pay $1,200 for 5 years bumper to bumper polaris extended warranty without milages limit.
ZEUS,
Bumper to bumper sounds pretty good, but I'd still like to
see/know what (if any) exclusions there could be.
Bumper to bumper to me sounds like it should cover a bulb
going out

Regarding price, even though $1,200 may seem like a lot of money, if you
divide price per month in regards to ZEUS & michaeltucker01's costs per month of coverage,
the $1,200 is the better (as I see it).

$300 divided by 6 months = $50 a month.
$600 divided by 18 months = $33.33 a month.
$1,200 divided by 60 months = $20 a month.

So even @ 2 times the 18 month cost, you get an
additional 24 months coverage.

It's good to have what's covered on paper, but depending
on who's interpretation of the warranty of what actually gets
covered is another story

Just for conversation's sake

Take care,
Scott Deeter

1998 Scrambler 400 4x4 2 stroke (SOLD)
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