Insurance

48875 Views 135 Replies 79 Participants Last post by pcaster, May 7, 2022

Syko

Discussion Starter · Oct 30, 2015

Well, after shopping around (about 6 different phone calls) I accepted the fact it would cost as much to insure my quad as it would my car. No shit.

I couldn't do it. Especially with so many of you paying such a small amount every year.

Naturally every time I'm towing it, I would start to ulcerate. Watch the occasional youtube ATV Crash Spectacle and I would ulcerate.

Then I saw this one:

Let me tell ya, when I saw the remains, I got to feelin' a little queesy.

uke:

That's it, I'm done ulcerating. I contacted USAA and had them work up a quote for my house, car, and quad. Outstanding. Switched from Allstate and now I'm ulcer days are behind me.

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Duse

· #8 · Oct 31, 2015

Progressive here,$100 a year full coverage.
Had a claim,totaled the bike , (at that time they informed me I only get $400 check for medical,Which I did not care about because my health INSURANCE COVERS it,but it did pay for the deductible's .
I had the checks BEFORE i got out of Hospital(4weeks later)
Then on top of that they sent me a GET WELL SOON card.
AND on top of that,,,, they never raised my rate.
Fricking love it

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Duse

· #17 · Nov 1, 2015

chronix79 said:
A big part of it is your region, I pay a little under $50 a month/$600 a year for full coverage through progressive. I asked my agent why we pay more for the same insurance down here and he said it has a lot to do with the amount of ATV thefts in my area.

Holy criminy thats nuts. Is theft really that bad there?You would figure that if its at your home your homeowners would cover it.If its on the trailer your auto would cover it? Other then that can you get a policy that dosent cover theft

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Duse

· #30 · Nov 4, 2015

Duse said:
Progressive here,$100 a year full coverage.
Had a claim,totaled the bike , (at that time they informed me I only get $400 check for medical,Which I did not care about because my health INSURANCE COVERS it,but it did pay for the deductible's .
I had the checks BEFORE i got out of Hospital(4weeks later)
Then on top of that they sent me a GET WELL SOON card.
AND on top of that,,,, they never raised my rate.
Fricking love it

New bike new price $245 full coverage

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Duse

· #32 · Nov 5, 2015

rdgcolt;549336 They have to pay for that get well soon card some how.[/QUOTE said:
I'm good with that price,The crash was in 05

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Duse

· #113 · May 23, 2021

I dont go for price when I get insurance.I go for coverage & the least hassle free coverage. None of that , and I quote,,,,"page 30 chapter. 13 theft not included"(Home insurance USAA)
Another thing,I dont do dont do is have the same insurance for my toys as my H/O and Auto..... If theres a claim with your toys it goes against your H/O's ,with that they can raise.
H/O's & Auto =Amica 👍 👍
W/C & Liability =Selective 👍
ATV = Progressive 👍👍👍

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